Utting, PeterRamphal, Krishna2017-11-152017-11-15200275553http://hdl.handle.net/10321/2810Dissertation submitted in fulfilment of the requirement for the Degree of Master of Technology: Quantity Surveying at Technikon Natal, Durban, South Africa, 2002.This research investigates the key question of whether banks discriminate against black people in the process of granting mortgage bonds which consequently affects homeownership in South Africa in general, and KwaZulu-Natal in particular191 penReal property--South Africa--KwaZulu-Natal--FinanceMortgage loans--South Africa--KwaZulu-NatalFinancial institutions--South AfricaReal estate business--South AfricaThesishttps://doi.org/10.51415/10321/2810